If its an actual calculation considering all her assets and debts being $1.76 positive is a really good achievement especially for a younger person.
This means zero credit card debt, no car note, no mortgage payment, no student loans, or if there are any she has enough cash that she could pay them off and still have $1.76 left over.
You’re from the US, aren’t you?
(Yes, I noticed the “$” sign that makes the list quite narrow but there are many countries where people don’t usually start deep in the red.)
I am, but so is the OP in the image so my statement still stands.
It’s not going to contain all of that info, though. The bank isn’t going to know the value of your assets, investments, etc.
There are services that attempt to do this by aggregating accounts, though.
This is the Chase app. Mine is negative six digits due to the mortgage, and it doesn’t congratulate me. They do include Chase-issued credit cards and investment accounts, and try to encourage you to link your other accounts as well so it can include those and harvest your data.
It does not include the estimated value of your house, even though they included the mortgage.
That’s really stupid. I owe about $65k on my home and it’s worth about $225k. I have four paid off vehicles too. But all they would see are my debts and whatever money is in my accounts. My net worth is actually about $190k but it would show I’m negative $55k.
You can usually choose which accounts to add and add assets manually if you want but I think generally you don’t want your primary residence in net worth. If you need a snapshot of what you can afford, you don’t want to have to sell your home for it.
As I said “if”, and I too think its unlikely, but it is possible. They may have a data agregator where the customer inputs their assets and liabilities, or it may be able to compare against only the bank’s products. So if you have a single bank that you use for your credit cards, car loan, and personal checking account, it would have all of those exposed for calculations.
This is weird because I almost feel like this post was stolen from my account because mine was $11.76.
It was because I had overpaid my credit card somehow and they owed me a rebate of $11.76.
Chase didn’t have any other money information on me except for my credit card and that’s why that balance was there.
Not that I spend a lot of time shopping the black market for human body parts, but if this price list was true a LOT more people would be selling their blood on the black market if it was $297/pint. US Red Cross says you can donate whole blood (which is one pint) 6 times a year. That would be a nice $1782 cash infusion (pun intended) for most folk’s bank account.
Yeah I forgot to ask my local shady organ harvester what the current rates are. I’ll try to remember to bring it up when I see them at the farmer’s market tomorrow~
When I donate blood, I get 21.5€ compensation, I’m pretty sure the receptionist, the doctor and the nurse that are (in total) occupied for half an hour probably cost another 50€ pre-tax/social insurance. The equipment, lab-testing, transport etc. will probably cost another 50€. And I get a free lunch, that’s probably worth 5.22€. In total that’s 126.72€ or 148.5 USD. Double that for the blackness of the market to get to 297$ doesn’t seem too far off. I assume the prices in the image are retail prices, and not wholesale, so post-extraction.
Lots of people selling their blood plasma for a lot less.
Why is “skeleton” listed alongside “bones and ligaments”? And why is the skeleton cheaper if you also buy the ligaments? Is it the labor cost to remove the ligaments?
Is that per lung or for both?
Also unrelated question, can one live with one lung?
You can live with one lung just fine. The right lung is better than the left one tho.
I don’t like computers judging me. Do the job, don’t get in the way. I once had a feature phone where the calendar greeted me with:
Today
Your calendar is quite empty! Would you like to add an event?
No, clanker, I don’t have anything here today because you can only remember 30 events and have been replaced with paper. Shut up and show me the what day of the week the 25ᵗʰ is.
*taps location button*
“TURNING OFF THE LOCATION WILL DEGRADE YOUR LOCATION ACCURACY ARE YOU SURE YOU WANT TO DO THIS? YES / NO”
What calendar app can only hold 30 events?
“Feature Phone” suggests that this was from the late 1900s, or early 2000. Storage limits at the time were impractical.
Around 2010 but cheap. I still use it though, the browser built for 2G has very low data usage that goes well with my free 1 MB/day plan (mobile data is expensive in my country). The most annoyingly limiting factor right now is SMS memory (around 50 and just 1 draft that gets lost if it gets full), so I got in the habit of deleting every 2FA code etc. as soon as I use it.
By the way, Nokia 3410 (2001) had like 1 MB of user flash, but still only about 30 events and 100 messages because the “partitions” were fixed, and 20 Java apps (up to 50 kB each) was somehow more important than 10 000 events and 5000 messages. Most users would welcome the latter of course (plus a search feature, it gets tedious with the buttons if you have 100 and only see the sender and ✉️/📂/📨 icon in the list).
That’s definitely fair then.
Kids these days will never endure having to install a video game using 6+ floppy disk, cd, etc. The good ole days (of actually owning the games you buy… DRM, fuck you)
TurboTax had a “race mode” one year, some kind of gimmick to show off that they made it faster to do your return or something?
After I submitted my tax return it gleefully announced “Congratulations! You completed your return faster than 0.0% of users!”
Dang, she got a whole dollar? Almost two?? Best I can do is some pocket lint and this penny that is so discolored you can barely tell it’s a penny… do they even take USD pennies anymore?
They take but do not make USD pennies anymore. Illegal (but who’s checking?) but they’re actually worth more melted into the raw copper
Dang. Im so poor my penny is a 1985, which means its mostly zinc, and evidently worth less than a penny. God dammit.
No this is good, show people where they really stand in society
Credit score = moral score.
Guys, mine is showing the view from a rooftop
Mine is negative. Stupid student loans
I bid $2
I’m gonna need about a dolla seventy fo.
Maybe you should read the room and realize you aren’t the target audience.
