• bizarroland@lemmy.world
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    2 days ago

    My question here is why hasn’t anybody come up with a solution?

    It is a known problem that the current large payment processors do not want to work with adult themed companies.

    It is also known that regardless of that, there will always be adult themed companies and they will handle a lot of money.

    It is also known that processing payments for reliable companies that handle adult themes is a very profitable venture.

    So, why is it that there are no payment processors that will work with these companies?

    I thought we lived in a capitalistic society where the market would decide whether or not something was valuable.

    • sp3ctr4l@lemmy.dbzer0.com
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      2 days ago

      Its a Stop Killing Games kind of issue.

      Governments generally don’t care, don’t really understand it or take it seriously.

      So, no one ever … attempts to regulate some new paradigm for payment processors.

      You’d need a mass social movement to petiton governments.

      Or maybe use I2P?

      Also lol at your last line.

      No, no living in a capitalist society means the richest capitalists are in charge, the free market isn’t real, capitalists hate competiton, and love being as close to a monopoly as possible.

      They just say ‘free market good’ because it easily convinces those that have not studied economic history.

      If capitalism just, was a purely efficient societal structure, it would assign prohibitive costs to corruption, racism, sexism, sexual preference discrimination, etc, etc.

      ( the naive, pro free market interpretation, taken to its logical conclusion )

      Or, you could argue, it is pricing those things correctly, and that the general will of the people is infact racist and sexist.

      ( the ancap interpretation )

      Outcome is still the same, either way.

      The free market naturally corrupts itself, concentrates wealth, and money talks louder than poverty does… in a market based society.

      You have to have an effective societal counter balance to that at all times, otherwise, you just end up with oligarchy with extra steps.

      And the capitalists are of course motivated by their own capitalism logic to undermine and destroy that counter balance… so they uh, do that, all the time.

    • anomie@piefed.blahaj.zone
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      2 days ago

      There are payment processors that will work with these companies, they just charge more because of frequent chargebacks and legal risks. If a porn company found a way to solve these issues, they might not have such troubles, but that’s obviously not really feasible

      • I Cast Fist@programming.dev
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        2 days ago

        I wonder how long after the purchase most of those porn related chargebacks happen. I suspect that, for video content, it wouldn’t take more than a couple of hours, as the post-orgasmic regret kicks in hard.

        • anomie@piefed.blahaj.zone
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          2 days ago

          Sometimes their spouse sees the bill, and they deny that they made the order so hard that they actually go through with making a chargeback for a purchase they know they made

          • piefood@feddit.online
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            2 days ago

            Also, teens get ahold of their parent’s credit card, and “totally swear” that they never purchased anything with it.

      • piefood@feddit.online
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        2 days ago

        Yes. Porn has a lot of chargebacks. It is a “business of regretful purchases”, lol.

        People think that purchases won’t show up on their bill, but when it does, they lie about it, and try to get it reversed.