eh, I don’t really know myself. I’m on InvestEngine as it seemed recommended on reddit when I spent a couple of hours looking into options last year. I put a chunk of my savings into S&P 500 and FTSE ETFs and it’s done unusually well in the last few months, which makes me kinda nervous about a crash. So recently I “diversified” I guess by moving some of it into government bonds, which don’t perform quite as well but should be much safer. Beyond that I don’t really know and I kinda feel like I have no idea what I’m doing. I don’t wanna pay a huge fee to some company who claims they can beat the market and statistically are probably wrong. Nor do I want to opt out and just put the savings in a bank account. So I just kinda dump it in an ETF and hope for the best. If the market does crash and I’m not able to time it to get out before it tanks too much then I’d be pretty pissed
eh, I don’t really know myself. I’m on InvestEngine as it seemed recommended on reddit when I spent a couple of hours looking into options last year. I put a chunk of my savings into S&P 500 and FTSE ETFs and it’s done unusually well in the last few months, which makes me kinda nervous about a crash. So recently I “diversified” I guess by moving some of it into government bonds, which don’t perform quite as well but should be much safer. Beyond that I don’t really know and I kinda feel like I have no idea what I’m doing. I don’t wanna pay a huge fee to some company who claims they can beat the market and statistically are probably wrong. Nor do I want to opt out and just put the savings in a bank account. So I just kinda dump it in an ETF and hope for the best. If the market does crash and I’m not able to time it to get out before it tanks too much then I’d be pretty pissed