What a shit take, “oh you can’t afford 75000 dollars, so that means you should instead also spend thousands of dollars every year for the rest of your life, and hey you are legally required to do so!”
I’d have fewer complains if driving weren’t a necessity to survive in this country, public transportation is few and far between if it even exists locally, and good luck getting any decent job without a car, or I guess you get minimum wage at the local gas station barely even being able to pay for rent. Oh, want to move? Guess what you’d need for that!
It’s a rigged system, and I despise seeing someone try to justify any part of it because “oh you could just pay $75000” ??? Fucking ridiculous.
Insurance is to cover the costs of the OTHER person if you cause an accident, so fucking yeah.
If you get in a car, that has the potential to cost someone else tens of thousands of dollars if you fuck up, you better fucking have some way in place to compensate that person, in case you do fuck up.
It’s your choice if you use insurance or capital for that, but it’s unfair to OTHER people on the road if they have to end up sitting up on (tens of) thosuands of dollars because you fucked up, and don’t have any way to compensate them.
And getting rid of insurance is not the solution to bad public transit access, and mandatory auto liability insurance isn’t a bad thing just because shit public transit forces most people into cars.
Like what alternative do you suggest ? No mandatory insurance, and crash victims just have to send up sitting on their own repair and medical costs, and that’s somehow better ?
I feel like ending up sitting on the costs of a crash you didn’t even cause is going to be more harmful to low income people than having to fork over liability insurance payments.
My suggestion is a government based insurance system that everyone puts a proportional amount into based on their wages, almost like taxes one might say, that goes towards a publicly available fund for people that have traumatic accidents/injuries.
What a shit take, “oh you can’t afford 75000 dollars, so that means you should instead also spend thousands of dollars every year for the rest of your life, and hey you are legally required to do so!”
I’d have fewer complains if driving weren’t a necessity to survive in this country, public transportation is few and far between if it even exists locally, and good luck getting any decent job without a car, or I guess you get minimum wage at the local gas station barely even being able to pay for rent. Oh, want to move? Guess what you’d need for that!
It’s a rigged system, and I despise seeing someone try to justify any part of it because “oh you could just pay $75000” ??? Fucking ridiculous.
Insurance is to cover the costs of the OTHER person if you cause an accident, so fucking yeah.
If you get in a car, that has the potential to cost someone else tens of thousands of dollars if you fuck up, you better fucking have some way in place to compensate that person, in case you do fuck up.
It’s your choice if you use insurance or capital for that, but it’s unfair to OTHER people on the road if they have to end up sitting up on (tens of) thosuands of dollars because you fucked up, and don’t have any way to compensate them.
And getting rid of insurance is not the solution to bad public transit access, and mandatory auto liability insurance isn’t a bad thing just because shit public transit forces most people into cars.
Like what alternative do you suggest ? No mandatory insurance, and crash victims just have to send up sitting on their own repair and medical costs, and that’s somehow better ?
I feel like ending up sitting on the costs of a crash you didn’t even cause is going to be more harmful to low income people than having to fork over liability insurance payments.
My suggestion is a government based insurance system that everyone puts a proportional amount into based on their wages, almost like taxes one might say, that goes towards a publicly available fund for people that have traumatic accidents/injuries.