My biggest one was from getting “Equifaxed”. The credit bureaus were still charging to freeze your credit when I did mine. They later made it no charge. I still leave mine frozen and only do temporary windows when I’m going to apply for something. I was also part of the OPM breach. I’ve had other breaches get my email or whatever, but OPM and Equifax were the 2 that I worry about (and I’m a CPA).

I also sign up for all the class actions that I’m eligible for. Why not? They already have all of my details because they know I’m part of the class. It would take something pretty egregious for me to opt out so I can sue the company individually.

I have mixed emotions about the attorneys that do this work, but they are holding large companies accountable for shenanigans, and deserve to be compensated for their time and expertise. But it always does sound excessive doesn’t it, the amount of the settlement that gets earmarked to cover fees?