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Joined 3 年前
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Cake day: 2023年6月11日

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  • I agree in that claims should not be a part of an insurance company due to the obvious conflict of interest. Without insurance though many families would be devastated into poverty or homelessness without it. It sucks but protects people from catastrophic loss. If it were run properly it would be cheaper but alas…greed.





  • The point of insurance is to protect your standard of living. If you can absorb the loss of something then you don’t need insurance for it(game controller for example). Most people can not absorb the sudden loss of a car(or house). So a company takes on the risk for you for a fee. That’s the general idea anyway.