Even if you can absorb it your still required by law to have it. So no it’s nothing like a game controller. Its nothing about protecting your standard of living.
It’s about protecting others standard of living from yourself. Insurance end of the day isn’t for you, it’s for others. So when you fuck up they arnt punished.
To some degree yes it is for yourself but that’s by far the least of its reasons for existing. To the point of it being more a happy accident then the intent.
Even if you can absorb it your still required by law to have it.
But the coverage you’re required to have isn’t for damages to YOUR car, it for you damaging MY car. YOU are required to have insurance so that when you total my car and cripple me for life, you’re able to pay that. That’s entirely different from a house.
That’s liability insurance and that is a requirement in order to share the road with others. The post is about their own insurance “I have to wait to get hit???” Which is the much more expensive insurance.
Most people don’t know that there is mandatory insurance for damage done to others, plus optional insurance for their own car. Clearly the person in the posted image is one of these people.
Even if you can absorb it your still required by law to have it. So no it’s nothing like a game controller. Its nothing about protecting your standard of living.
It’s about protecting others standard of living from yourself. Insurance end of the day isn’t for you, it’s for others. So when you fuck up they arnt punished.
To some degree yes it is for yourself but that’s by far the least of its reasons for existing. To the point of it being more a happy accident then the intent.
But the coverage you’re required to have isn’t for damages to YOUR car, it for you damaging MY car. YOU are required to have insurance so that when you total my car and cripple me for life, you’re able to pay that. That’s entirely different from a house.
That’s liability insurance and that is a requirement in order to share the road with others. The post is about their own insurance “I have to wait to get hit???” Which is the much more expensive insurance.
Well yeah, but that one is actually optional though.
You are not required to have it. If you own the car you do not have to have full coverage.
Most people don’t know that there is mandatory insurance for damage done to others, plus optional insurance for their own car. Clearly the person in the posted image is one of these people.