Usage of the flexible payment method hit an all-time high on Cyber Monday, driving $1.03 billion in online spend (up 4.2% YoY), as consumers looked for greater flexibility in managing their holiday budgets. The vast majority of BNPL transactions are happening on a mobile device as well, at 79.4% share on Cyber Monday (vs. desktop). In an Adobe survey of over 1,000 U.S. consumers (conducted Nov. 2025), respondents said they were most likely to use BNPL for electronics, apparel, toys, and furniture purchases.
Source: Adobe Analytics.
Honestly, I am kinda tempted to say “To hell with fiscal responsibility!”, and just live like someone with a decent income. That said, I will do the supposedly responsible thing and just keep foreign currency or buy gold. Because I am expecting this scenario to come for the American dollar:
Is this the right tactic to take? Who knows… 🤷♂️
That’s why I sold all my dollars to my local currency one year ago. I am not trusting that currench