a 20 year debt to society
It could actually be way more than that when you consider retirement (in much of the western world at least). You also can’t really “have agency over yourself” in the sense you mean without making use of what society puts at everyone else’s disposal (roads/internet/currency/etc), and freeloading comes with all sorts of drawbacks because society is shaped in a way that doesn’t reward it for obvious reasons.
You hit the nail on the head. Revanced for Sync means I can browse reddit exactly as I did, and I lost interest in Lemmy pretty quickly after installing it. Lemmy is nice but feels too much like the reddit of old which was all tech/nerdy stuff and atheism apologists. It’s nice but it just lacks the diversity that, over time, made reddit unique.