Admiral Patrick

Ask me anything.

I also develop Tesseract UI for Lemmy/Sublinks

  • 43 Posts
  • 1.01K Comments
Joined 1 year ago
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Cake day: June 6th, 2023

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  • Usually those are only 0% for a certain period of time. After that, the interest rates are typically higher than average.

    So if you utilize it and pay it off completely during the 0% phase, they really don’t make any money. They make money when you carry a balance past that, or if/when you continue using that line of credit after the 0% period has ended.

    That’s my understanding, anyway, as I have seen 0% APR offers, but they always are for a limited amount of time.

    That, or there’s some kind of massive penalty if you miss a payment or something. Definitely read the fine print lol.




  • Can’t speak for OP, but the Vault software itself is fine. It’s their recent change in licensing that has a lot of people upset and looking for alternatives:

    https://www.hashicorp.com/blog/hashicorp-adopts-business-source-license

    That is why today we are announcing that HashiCorp is changing its source code license from Mozilla Public License v2.0 (MPL 2.0) to the Business Source License (BSL, also known as BUSL) v1.1 on all future releases of HashiCorp products. HashiCorp APIs, SDKs, and almost all other libraries will remain MPL 2.0.

    BSL 1.1 is a source-available license that allows copying, modification, redistribution, non-commercial use, and commercial use under specific conditions. With this change we are following a path similar to other companies in recent years.










    • Get up early and get as much stuff done outside as I can before it’s sweltering
    • Frequent breaks
    • Freeze wet wash cloths or bandannas, grab one from the freezer, and put it around my neck to cool down
    • Ice blended cocktails (minus the alcohol if that’s not your jam)
    • Keep a bowl of ice cubes out for the doggos
    • Move my home office down to the basement in the summer
    • Blinds and curtains closed after late morning (sorry houseplants!)


  • Ha, thanks. It’s pretty much my only “sticking it to the man” story, so at least it’s a good one.

    The ending is a little less infuriating when you realize the old miser lady probably called back to get those account fees refunded (I reversed the refunds I did‡) and was told by someone else (who wanted to keep their job) that she was out of luck (those were legit fees). She most definitely would have said something like, “well, the other guy I talked to said he was going to refund two of them” (as if we don’t hear that all the time) and then still being told no.

    I’d like to think she reflected on that and realized that her entitlement caused her to get nothing, but people who complain like that usually don’t do that kind of soul searching.

    ‡ Not really reversed, just didn’t finalize the process after she went on her tirade.




  • Hey, nothing wrong with small and petty. Everything, everywhere generally sucks these days, so take joy when and where you can, I say.

    I’m totally on your side with regard to the word ‘hack’: Context matters, and in that context, ‘hack’ pretty much always means a kludge of a fix that works but could be better. It’s also a signal to whoever looks at the code later to take a better look / improve it. OTOH, auditors are the worst (though I would not personally want their job lol), and I can’t say I’ve never had to do similar pedantic things to appease them.