Heights. There was some movie or show where people were hanging from a skyscraper window after an earthquake, and I regularly have vivid nightmares about it. It’s not to the point of a phobia but a really strong fear. I went up the Seattle space needle with my husband, and he was clowning against the glass while I was only able to stay in the middle. Had nightmares about him falling or me falling off it ever since.
The interest doesn’t stop accruing (that’s how it’s spelled) just because you make payments. Go gargle Trump’s balls some more.