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Joined 2 years ago
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Cake day: January 13th, 2024

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  • As always, it depends on where you are, what your risk appetite is and who your broker is. I advise moving a way from a US based broker if you are using one, they will have a heavy US focus.

    Look for funds/indexes managed outside of the US. Look at what is in funds, most brokers/apps should give you at least the top 10 holdings, see if they line up with your expectations.

    IMO, look at value stocks/funds currently rather than growth. Aim for dividends and stability until we know where global politics is heading.

    Personally, I am slowly selling my world index holdings (mostly US tech by value) and most US shares. I’m putting it into renewable energy (check the fund isn’t just buying oil majors) and a strategic bond fund (I want to buy a house next year, so want stability)











  • Nighed@feddit.uktoPrivacy@lemmy.mlProton Pass Alternatives
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    20 days ago

    Doesn’t have to be your main copy (those bags are annoying to use). But put a copy in there at least (and keep it up to date with the important ones)

    DON’T put the paper in a plastic organiser etc, plastic melts/burns at lower temperature so can ruin them even if the bag would have otherwise been able to protect them.