Now that I think about it, I honestly think that Lemmy has suffered this more than Reddit. Reddit has a lot of various non-politics related content but Lemmy seems to be filled a lot more with political posts. I get that many people find that content interesting, but after a while, one tires of it.

If you have used Reddit for some time, you’ll have noticed an interesting trend: any large space where general content is allowed to be posted and which does not prohibit US politics, will generally become saturated with US politics.

This happens to some degree on Lemmy as well. It’s because Americans are the largest national demographic group on the English-speaking portion of the Internet, and because American politics in general is extreme and garners a lot of attention from others. So if talking about it is allowed, it will usually become all that anyone ever wants to talk about, or at least it will appear that way in a space where popularity determines visibility.

Now, I’m not one of those “muh free market” morons, but I also think that not every potentially-abusable business practice immediately deserves government regulation against it. By and large it seems that most customers really don’t care that much about this (myself included). The ability for customers to choose where they shop has regulatory power which I think a lot of people fail to recognise. If a behaviour is really repulsive, then customers will just not shop there, which provides a strong negative incentive against the behaviour in question, without any state intervention or enforcement resources required.

An example of this working in practice is the practice of restaurants attempting to introduce tipping in Australia (where it is not customary to tip). Whenever a restaurant frequented by locals tries to force them to tip or makes it awkward to not tip, there is an immediate and strong negative reaction to it from the customers which usually causes the restaurant to give up on the idea.

They can track what people are buying just as well without needing to know who is buying what. If all they cared about was making sure they are stocking items that are popular with customers, they could just monitor how many of the item were scanned at the checkout counters.

When you give your phone number to the store, it serves three functions:

1. The rewards scheme encourages loyalty. Once you have spent hundreds at the store, they give you a minor discount on something small, which saves you only a little bit of money. You only need to decide to patronise this store one time over their competitors for this bribe to be worth it.
2. By learning your shopping habits, they can offer you personalised advertisements to encourage you to buy certain products. For example, a grocery store chain which has a location near where I live has learned that I always buy a certain brand of cheese, and so occasionally they will try to tempt me with something like a 50 cent discount on that cheese, or they will send me a message saying “Hey do you still want (the cheese brand)? We have it in stock!”
3. Some people, when putting things into their basket or shopping cart, will see the large, advertised discounted price and think “this item is reasonably priced”, but then they forget to put their phone number in when checking out and are thus charged the inflated price. The store pockets the difference as customers are unlikely to notice or complain about it. Most people do not closely monitor the price of items as they are being scanned. They only look at the total price at the end before tapping their card.

I don’t know; if we get found out, we might be on the hook for a lot of value-added tax.

What happened to blursedimages?

It looks like a one-piece outfit in which case I think women tend to just pull it all upwards when they need to use the toilet

Women do not urinate out of their vagina

I thought the giveaway here was that the Pokémon is named “Bidet”, but all wild Pokémon are named whatever their species is (“Piplup”), meaning this one is already caught and was given a nickname by its trainer.

I think this is rage bait but I think there is a difference between saying “X is weird” and saying “X should be banned”. That’s all I will say on the matter

Why have I got the suspicion this is fetish content of some sort

It’s easy to say this when you don’t consider the law an impediment to achieving your goals. That’s why junkies and rich people can always “make it happen”.

I can’t comment on the situation in other countries, but in the US, in the majority of cases, it’s cheaper for businesses to take cash. In the US, the first few thousand dollars of cash deposits are typically free every month. Beyond that, pricing varies. My bank charges 0.35% on cash deposits, which is considered quite high, though it works out to only $42 per week in my example above. The credit union I have my personal accounts with charges 0.15%, which would be $18 a week.

The cost of labour has already been factored in and it still results in savings. The cost of security is comparatively negligible. A $300 safe is a one-off purchase that pays for itself in a fortnight.

A card which is subject to central bank regulations regarding the interchange fees which they are allowed to charge. According to the Dodd-Frank Wall Street Reform & Consumer Protection Act 2011, the Federal Reserve has the power to limit debit card interchange fees for debit cards issued by large banks with over $10 billion in assets. A “regulated debit card” issued by a bank subject to the regulation is therefore tariffed at the maximum rate allowed by the regulation, which is 0.05% plus 22 cents.

If questioned by police they can say “I made it up for Internet clout. I didn’t actually steal anything”.

It is definitely not true that Discover interchange rates are significantly higher than Visa or Mastercard.

I’ve put below a list of the actual interchange rates for various personal Visa, Mastercard, and Discover cards types.

Debit:

• Visa Debit Regulated: 0.05% + 22¢
• Discover Debit Regulated: 0.05% + 22¢
• Mastercard Debit Regulated: 0.05% + 22¢
• Visa Debit: 0.8% + 15¢
• Mastercard Debit: 1.05% + 15¢
• Discover Debit: 1.1% + 16¢
• Visa Debit Prepaid: 1.15% + 15¢
• Mastercard Debit Prepaid: 1.15% + 15¢

Base credit tiers:

• Visa CPS Retail: 1.51% + 10¢
• Discover Consumer: 1.56% +10¢
• Mastercard Consumer: 1.65% + 10¢
• Mastercard Enhanced: 1.8% + 10¢

Rewards cards:

• Visa Rewards Traditional: 1.65% + 10¢
• Visa Rewards Signature: 1.65% + 10¢
• Discover Rewards: 1.71% + 10¢
• Discover Rewards Premium: 1.71% + 10¢
• Mastercard World: 1.9% + 10¢

Premium cards:

• Visa Rewards Signature Preferred: 2.1% + 10¢
• Discover Rewards Premium Plus: 2.15% + 10¢
• Mastercard World Elite: 2.3% + 10¢

You can plainly see that Discover tends to be more expensive than Visa but is cheaper than Mastercard. The only reason I could see that someone might refuse Discover is because Discover cards are all rewards credit cards that go into the higher tiers, whereas many Visa and Mastercard cards are debit cards which go into the lowest tier.

Amex isn’t exclusive at all. Anyone can go apply for one and get one. It’s not special at all

I literally cannot think of any places that don’t take Discover.

Some American states (not mine) have banned surcharging for credit cards in response to consumer backlash. But what’s not banned is marking up everything by 3% and then offering a 3% cash discount.